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Annual report 2013 Financial Statements of KV MORTGAGE FUND INC. Years ended February 28, 2013 and February 29, 2012 Table of Contents Management's Responsibility.....................................................................................................................................27 Independent Auditors' Report...................................................................................................................................28 Statements of Net Assets.............................................................................................................................................29 Statements of Operations...........................................................................................................................................30 Statements of Changes in Net Assets..........................................................................................................................31 Statements of Cash Flows...........................................................................................................................................32 Statement of Investment Portfolio.............................................................................................................................33 Notes to Financial Statements....................................................................................................................................34 26